Warning: Late repayment can cause serious money problems. 

 

RESPONSIBLE LENDING  

At Prokredit we understand there is a real need to lend in a responsible manner. Besides our Best lending practices that are outlined below we have processes and controls in place to ensure that our customers never borrow more than they can afford to pay back. This all helps to BUILD A BETTER CREDIT RATING.

 

HONEST AND TRANSPARENT

What you see is what you pay with ProKredit. We will calculate the cost of the loan including each repayments upfront. We have no hidden charges and we do not believe in Admin fees, extension fees or late payment fees. You simply pay for the days you borrow. We feel that it’s in both of our interests to treat you fairly, and we promise you will NEVER get a nasty surprise from us.

 

TOTAL FLEXIBILITY

At Prokredit all you need to do is choose the amount you would like to borrow, how long you would like to borrow for, and how many repayments you would like to make in that time. You can also choose to repay your loan early and you will only be charged interest for the days you’ve borrowed. Now that’s total flexibility. 

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PERSONAL TOUCH

Whether you choose to use our direct on-line loan service or our office you will be allocated a friendly loan agent that will personally manage your account. At Prokredit we do not believe you’re just a number and understand that everyone has their own personal set of circumstances. We promise you will always have someone to talk to about any uncertainty or problems you may face.

 

SELECTIVE

Although all loan applications and individual circumstances are considered, we have put in place screening processes to assess all customers’ creditworthiness. These will include using credit reference agencies where necessary.